In connection with your transaction, our dealership may obtain information about you as described in this notice, which we will handle as stated in this notice.

 

1.            We collect non-public, personal information about you from the following sources:                            

Information we receive from you on applications or other forms.

Information about your transactions with us, our affiliates, or others.

Information we receive from a consumer-reporting agency.

 

2.           We may disclose all of the information that we collect as described above, while you are a consumer, customer, or former customer to our affiliates and to non-affiliated third parties.

 

3.           We may disclose non-public, personal information about you, while you are a consumer, customer, or former customer, to the following types of third parties:

 

            Financial service providers, such as Bank One, Wells Fargo, AEA, or other banks or credit unions.

            Non-financial companies, such as Universal Underwriters.

 

4.     We may also disclose non-public, personal information about you to non-affiliated third parties as permitted by law.

 

5.      If you prefer that we not disclose non-public, personal information about you to non-affiliated third parties, you may opt out of these disclosures, that is, you may direct us not to make those disclosures (other than disclosures permitted by law).

 

6.      We may also disclose while you are a consumer, customer, or former customer, any information we collect about you to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. These disclosures are permitted by law. There is no opt-out opportunity available.

 

7.      We restrict access to non-public, personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public, personal information.